The Co-operators

The Co-operators is a Canadian-owned insurance company offering home, life, car, and travel insurance to individuals, farmers and business. Companies large and small use the co-operators for their group benefits and insurance programmes. The co-operators operate through a series of licensed insurance representatives in Canada, and serves credit unions as well.

As an experienced personal injury and disability insurance lawyer, Rob Deutschmann and his legal team works very hard to assist those who have had their disability benefits wrongly denied by the disability insurer. His team has successfully advocated and protected the rights of disabled people in Ontario for over 20 years, and has a proven track record recovering fair settlements.

Rob and his team assisted a man that had been working in a garage for over 30 years who became disabled. After a car accident, the insured suffered injury to his right shoulder and he went on to develop tremours in his arm. His job was very physical in nature. It was clearly evident that he could not return to his work in the garage. The disability insurer felt that he could return to any work and terminated his benefits. As time went on, the client’s shoulder problems and tremours became worse and it was clear to us and our medical experts that the client could not return to any work. We were successful in helping our client obtain disability benefits through the Canada Pension Plan. We continued to pursue his claim for disability benefits against the disability insurer. Medical experts were retained to review and provide an opinion on the diagnosis of our client’s condition and prognosis. The medical experts were of the view that our client would not be able to return to any employment. We entered into negotiations with the insurer and insisted on payment of past and almost all future benefits as we did not consider our client employable for the balance of the term of his policy to age 65. The disability insurer refused to meet our settlement demands. Based on our presentation of the evidence and the case that we developed on behalf of our client, we were successful in having the LTD insurer reinstate benefits for our client and the payment of all arrear payments with interest.

Rob is happy to talk with you, and answer questions about your accident or disability claim. Call us at (519) 742‑7774 today or fill out our online contact form to find out how Rob can help you get full compensation for your personal injuries, and access to the medical, income, and disability benefits you deserve. Your initial consultation is free and you don’t pay any fees until your case is settled.