London Life has been meeting Canadian’s life insurance needs since 1874. Offering financial services along with life insurance, disability insurance (LTD), critical illness and health insurance, London Life is one of Canada’s largest provider of group benefits.
As an experienced personal injury and disability insurance lawyer, Rob Deutschmann and his well-trained legal team is dedicated to assisting those who have had their disability benefits wrongly denied by the disability insurer. His team has successfully protected the rights of injured people in Ontario for over 20 years, and has a proven track record recovering fair settlements.
Rob’s client had a history of Meniere’s disease. It would debilitate him from time to time and he experienced short periods of time off work. While he was off the client received short term and long term disability benefits. During the client’s last episode, his Meniere’s disease was diagnosed as bilateral and was extremely debilitating. The symptoms included episodes of severe dizziness, tinnitus, hearing loss, headaches and nausea. The client was off on disability for a lengthy period of time. The client was on disability for more than two years. The insurer obtained some video surveillance that showed the client in his day to day activities including driving for some errands. The client also had four children, two were pre-school age. The disability insurer took the position that the video surveillance and the fact he was home with the children was proof that he was capable to working at any job based on his education, training and experience. The client was under the continuous care and treatment of medical experts in the field of Meniere’s disease. The experts were of the opinion that the client was not capable of working. While the LTD insurer maintained their position, we were able to obtain strong expert medical reports to support our client’s ongoing difficulties and the impact on his ability to work. We were able to achieve an excellent result for our client at mediation to provide him and his family with some financial security and to move forward with their life.
Rob is happy to talk with you, and answer questions about your accident or disability claim. Call us at (519) 742‑7774 today or fill out our online contact form to find out how Rob can help you get full compensation for your personal injuries, and access to the medical, income, and disability benefits you deserve. Your initial consultation is free and you don’t pay any fees until your case is settled.